Wednesday, October 31, 2012

Managing Customer Service via Social Media ? Scalable Social ...

Remember the days when gathering customer feedback involved filling out a comment card? ?In these social media-obsessed times, customer service is more likely to involve Tweets and updates than pen and paper!? This should come as no surprise to us in a world where people chose emailing and text messaging as a preferred means of communication.

Consider this: in 2010 filmmaker, Kevin Smith tweeted his complaint about a Southwest Airlines flight. The result? Eight responses from Southwest within a 48 hour period of time. The last being a public apology. Now I don?t know about you, ?but I am pretty sure I have never received that response from a a comment card!? So what?s the lesson for those of us managing a small business? Educating ourselves about the growing need of handling customer service via social media is time well spent.

Social Media or by phone - People don't like to wait for customer service

Social Media or by phone ? People don?t like to wait for customer service

In Customer Service, Every Moment Counts

We all know how frustrating it is to wait for customer service. Try calling a cable company and finding yourself on hold for twenty minutes. By the time we get through to customer service we are even more annoyed than when we picked up the phone. Social media is no different. In fact, with how quickly social media posts are made available to the public eye, this gives even more impetus to addressing comments and complaints promptly. Recent studies have shown that most fans expect a response within 24 hours, yet most businesses are not meeting that expectation.

Don?t Be Afraid to Be Human

While technology has made our lives easier, when online customer service lacks a human touch, you will find it difficult to truly satisfy your customers. Try this: As mentioned above, respond to the matter as quickly as possible via the main account (I.e.@AcmeCustomerService) or from your company?s Facebook Page or Google Plus account, but consider signing the response with your own name, ie., ?? we will do every thing we can to resolve this in a timely manner- Tina G,?.? Give them a way to respond to you directly by phone or email to take the discussion off-air.

Fight the Urge to Delete Negative Comments

Try to remember the customer has made an effort (even if it?s in the form of a complaint) to give your company feedback. Ignoring the comment will not resolve anything, in fact, a customer who feels ignored is liable to get angrier about ?the issue at hand. Make such comments a high priority, addressing them as soon as possible.? Of course, it is your prerogative to delete abusive or profane comments and to block users who continue to ignore your posting policies.

The World is Watching, so Reply in a Kind and Helpful Manner.?

Remember that social media puts your business in a fishbowl and magnifies your personality ? for good or bad. Avoid ?reacting? to negative comments and instead be ?proactive? about attaining a resolution by letting customers know you will do everything possible to rectify the situation. Not only will this calm the frustrated customer, but it may also go a long way in earning the respect of ?prospective customers.

Yes, times have changed. The days of a written complaint via a comment card may well be in our past. However, customer service is customer service, ?whether it?s received formally at a desk, or on a public forum. If we learn to utilize social media as a tool for achieving a high level of customer service both the consumer and entrepreneur is sure to achieve satisfying results.

What has been your experience with customer service via social media? Please share in the comments below!

If your company is interested in becoming a social business, you may enjoy our free eBook on Enhancing Your Internet Presence With Social Media.? Download it today!

About the Author Tina Gammon (1 Posts)

With six years experience in managing a small business and many more enjoying creative writing as a hobby, Tina is happy to use both as part of the Scalable Social Media team.Tina believes that if you understand something well, you can explain it simply, so that's her aim here. How's she doing? Let her know in the comments! When she's not blogging for Scalable you might find her behind a camera or hiking in Europe.


Source: http://scalablesocialmedia.com/2012/10/customer-service-social-media/

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Kitchen Improvements | Do it Your Self

Kitchen improvements are some of the most common ways to change a house. This is partly because it is a room that most of us use three times a day and it gets worn out as well as the fact that fashions change and it can be good to have an up to date look and new appliances.

The problem with updating a kitchen is that it is expensive. Changing most rooms will probably just mean a coat of paint and some soft furnishings but the kitchen will need improvements made to the units, work surfaces, white goods and walls as well as possible the furniture and flooring as well. This can add up very quickly.


It is therefore a really good idea to work out how you can make improvements that will last. This means making sure that you are happy with the look and the layout of the kitchen. It can be worth going for a more classic look rather than a modern one. This is because very modern designs tend to go out of fashion quickly, whereas a more classical style will last a long time. You can always paint walls quite cheaply but changing the whole look will cost a lot of money and unless you have a lot of money, you will not be able to afford to keep doing it.

It is worth setting a budget before you start planning the work. This way you will only look at the designs that you can afford, rather than getting your heart set on something very expensive and then being disappointed when you cannot afford it. Also get a selection of quotes for the work as that will allow you to discuss what you have in mind with several people and better think through your ideas as well as being able to compare costs.

Consider the layout of the kitchen and think about how you use the space. You are the best person to judge what the best layout will be and so you need to think about that. A kitchen designer may help, but they do not have to use the space so do not know whether you spend most time at the cooker or sink, whether you want to see out of the window while washing up or while sitting at the table etc.

You can leave a response, or trackback from your own site.

Source: http://sustainky.com/kitchen-improvements

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Tuesday, October 30, 2012

Justin Bieber, Nick Cannon honor teen volunteers

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Homelessness, high mobility threaten children's achievement

Tuesday, October 30, 2012

Children who are homeless or move frequently have chronically lower math and reading skills than other low-income students who don't move as much.

That's the finding of a new longitudinal study on children's risk and resilience conducted through a university-community partnership by researchers at the University of Minnesota, the Minneapolis Public Schools, the University of Pennsylvania, the University of Iowa, and Hong Kong Sue Yan University. The study appears in the journal Child Development.

About one million American school children are homeless each year, and many more are thought to move frequently. This study looked at more than 26,000 students in the Minneapolis Public Schools, a large, urban district, to examine whether homelessness and frequent moving over a six-year period are related to learning, beyond the risk of poverty.

The researchers found that students who were homeless at some point during the six-year study or moved a lot (making three or more moves in a year) had persistently lower levels of reading and math achievement in elementary and middle school compared to other low-income students and their more advantaged peers. These achievement gaps either stayed the same or worsened as students approached high school, even when the researchers took into account other factors. Students also made slower gains in math achievement during the years they were homeless or highly mobile compared to years when they were not homeless or didn't move as often.

Even though children who were homeless or highly mobile showed low achievement as a group, there was striking variation in the achievement of individual children, with 45 percent scoring within the average range or better on these skills. This finding suggests that many children who are homeless or move frequently nonetheless show academic resilience.

"Understanding their successes may offer clues for strategies to address achievement problems in their peers," suggests J.J. Cutuli, a researcher at the University of Pennsylvania and the study's lead author. "Alleviating problems for these students requires simultaneously addressing short-term risks tied to homelessness or moving frequently and long-term risks associated with chronic poverty and disadvantage. One starting point may be understanding the protective influences that keep many of these children on track academically."

The researchers used administrative data (such as test scores, attendance, and eligibility for free and reduced-price meals and special services) on all 3rd through 8th graders in the district, comparing students identified as homeless or highly mobile to other students receiving free meals, students receiving reduced-price meals, and students who did not participate in the federal meal program. Achievement was gauged by looking at reading and math achievement scores on annual standardized tests.

###

Society for Research in Child Development: http://www.srcd.org

Thanks to Society for Research in Child Development for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 34 time(s).

Source: http://www.labspaces.net/124897/Homelessness__high_mobility_threaten_children_s_achievement

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Apartment vacancy rate hits 12-year low | Inside Real Estate News

The apartment vacancy rate in the Denver metro area fell to 4.3 percent in the third quarter, ?dropping to the lowest vacancy rate recorded in any quarter in a dozen years, according to a report released today by the Apartment Association of Metro Denver and the Colorado Division of Realty.

The last time the vacancy rate was lower was in the third quarter of 2000, when it stood at 3.7 percent. At that time, the average monthly rental rate was $722, or about $970 in inflation-adjusted dollars, which is not much higher than today?s average rental rate of $986.

The apartment vacancy rate was down from 2011?s third-quarter rate of 4.9 percent, and was also down from this year?s second quarter rate of 4.8 percent.

For the past 12 quarters, the vacancy rate has fallen when compared to the same quarter one year earlier. The last time the quarterly vacancy rate rose year over year was during the third quarter of 2009.

From the third quarter of 2011 to the same period of 2012, the vacancy rate dropped in Adams, Arapahoe, and Jefferson counties, and in the Boulder/Broomfield area. The vacancy rate rose in Douglas County and was flat in Denver County during the same period.

?Considering that we were already under five-percent vacancy, this additional drop is significant,? said Ron Throupe, professor of Real Estate at the Burns School of Real Estate and Construction Management at the University of Denver, the report?s author. ?Rent growth hit an 11-year high during the second quarter, but there is still enough demand out there to keep filling up units.?

As vacancy rates moved down, the area?s average rent increased. During the third quarter of 2012, the average monthly rent of $986 ?in metro Denver is up ?5.2 percent, or $49, from last year?s third-quarter average rent of $936.

The average rent rose in all counties measured except Adams County, with the largest increases found in Arapahoe County in the Boulder/Broomfield area where the average rents grew year over year by 7.1 percent and 8.1 percent, respectively. The county areas with the highest average rents were Douglas County and the Boulder/Broomfield area where the average rents were $1,140 and $1,115, respectively. Adams County reported the lowest average rent at $893.

?The average rent has grown year over year in every quarter for the past two and a half years, and it has recently begun to accelerate,? said Ryan McMaken a spokesman for the Colorado Division of Housing. ?The rent growth we?re now seeing is starting to look like what we experienced in the days of the dot-com boom.?

This year?s third-quarter vacancy rates by county were:

  • Adams, 4.2 percent.
  • Arapahoe, 4.8 percent.
  • Boulder/Broomfield, 2.9 percent.
  • Denver, 4.3 percent.
  • Douglas, 4.1 percent.
  • Jefferson, 3.7 percent.

Average rents for all counties were:

  • Adams, $893.
  • Arapahoe, $956.
  • Boulder/Broomfield, $1115.
  • Denver, $1015.
  • Douglas, $1140
  • Jefferson, $949.

The Vacancy and Rent Surveys are a service provided by the Apartment Association of Metro Denver and the Colorado Department of Local Affairs? Division of Housing to renters and the multi-family housing industry on a quarterly basis. The Colorado Vacancy and Rent Survey reports averages and, as a result, there are often differences in rental and vacancy rates by size, location, age of building, and apartment type. The full report is available through the Apartment Association of Metro Denver? and limited information is available online at the Colorado Division of Housing.

Have a story idea or real estate tip? Contact John Rebchook at JRCHOOK@gmail.com. InsideRealEstateNews.com is sponsored by Universal Lending, Land Title Guarantee and 8z Real Estate. To read more articles by John Rebchook, subscribe to the Colorado Real Estate Journal.

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Source: http://insiderealestatenews.com/2012/10/apartment-vacancy-rate-hits-12-year-low/

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Monday, October 29, 2012

Rutherford Mulhall Shut Down Leaves Boca Clients Unsure | Boca ...

Rutherford Mulhall Boca Raton Suddenly Shuts Down. Attorneys, Support Staff Out Of Work.

john mulhall

John Mulhall, senior partner at Ruherford Mulhall which shut down Friday in Boca Raton, a year after closing its Palm Beach Gardens office.

BOCA RATON, FL (BocaNewsNow.com) ? Clients of Rutherford Mulhall, the large Boca Raton firm that unexpectedly went out of business Friday, are awaiting word about their cases and fates of their attorneys.

BocaNewsNow.com reported the closure exclusively on Saturday in this story.

The longtime Boca Raton law firm shuttered its offices Friday with no warning. Approximately 15 attorneys in addition to paralegals and secretaries were let go with reportedly no severance or firm-sponsored healthcare.

The closure comes roughly a year after the firm shut its offices in Palm Beach Gardens.

BocaNewsNow.com reached out to named partner Charlie Rutherford on Saturday but has yet to receive a response as to what led to the closure or where clients should turn for assistance.

The firm?s website was still online as of late Sunday afternoon, listing the following attorneys as employees:

Banister, John R.

Corporate Law, Real Estate, Commercial Litigation, Civil Litigation and Probate Litigation, Mortgage Law, Guardianship Law and Estate Administration

Cohen, Laurie Stilwell

Commercial Litigation, Construction Litigation and Land Use Law; also Florida Supreme Court Certified Circuit Civil Mediator.

Hileman, L. Diana

Estate Planning, Probate, Guardianship and Real Estate

Kim, David J.

Bankruptcy and Commercial Litigation

Luyster, Julia V.

Appeals; Litigation, Labor and Employment, Family Law, Commercial and Construction, Insurance Defense and Coverage.

McKibbin, David A.

Equine Law, Business Transactions, Real Property Law and Hospitality Law

Mulhall III, John T.

Litigation, Marital and Family Law and Appellate Practice

Nowak, Mark L.

Taxation, Business and Corporate Law, Trusts and Estates and Real Estate

Riggs, David A.

Marital and Family Law, Business Law, Real Estate Law, Probate and Estate Planning and General Litigation

Rivera, Mireya L.

Marital & Family Law and Civil Litigation

Rutherford,Charles E.

Estate Planning, Probate Administration, Trust Administration, Guardianship, Real Estate and Corporate Law

Throne, Jason H.

Mortgage Banking Law, Commercial Litigation and Real Estate

Wolfe, Jeffrey J.

Taxation, Business Law, Corporate Law, Estate Planning and Real Estate

Wunker, Robert L.

Banking Law, Mortgage Banking Law, Commercial Litigation, Corporate Law, Real Estate and International Law

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Tags: rutherford mulhall

Source: http://bocanewsnow.com/2012/10/28/rutherford-mulhall-shut-down-leaves-boca-clients-unsure/

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iPad mini vs. Nexus 7 and Kindle Fire HD: On display size and density

When Apple introduced the iPad mini, they spent quite a bit of time comparing it to the Google Nexus 7, especially when it came to the merits of the iPad mini's 4:3, 7.9-inch screen over the 16:9, 7-inch screen of the Nexus 7. Physical screen size is only one factor, however. There's also screen resolution to consider, something Apple often touts with their Retina display products like the iPhone 5, iPod touch 5, iPad 4, and MacBook Pro. But not the iPad mini. So, when we put everything on the table, how well does the iPad mini stack up not only to the Nexus 7, but the similarly screened Amazon Kindle Fire HD?

Apple's math highlighted the 35% larger physical screen size (29.6 square inches vs. 21.9 square inches). When Amazon announced their quarterly loss last week, however, they switched the topic to screen resolution, and measured the iPad mini's 1024x768, 163 ppi display against the Kindle Fire HD's (identical to Nexus 7) 1280x800, 254 ppi display. Amazon's math worked out to 30% more pixels (1,024,000 vs. 786,432 pixels) and 33% higher pixel density (216 vs. 163).

Here's how the iPad mini and Nexus 7/Kindle Fire HD 7 compare in terms of physical screen size (left), and in terms of pixel count (right).

That means things will look bigger on the iPad mini (bigger pixels), but you'll see more things on the Android tablets (more pixels). The iPad mini also has greater height (in landscape orientation) and width (in portrait orientation), thanks to its 4:3 aspect ratio. That's great for anything that requires reading, including ebooks, web pages, and even multi-column interfaces. Here's an example of a popular website on the iPad mini (left) and the and the Nexus 7/Kindle Fire HD 7 (right), in both landscape (top) and portrait (bottom). I've highlighted the interface chrome to better differentiate active content areas.

Thanks to the greater height in landscape, you get much more visible content on the iPad mini, and much bigger content, though it's not as sharp as it is on either the Nexus 7 or Kindle Fire HD. Because it isn't as tall in portrait, however, the iPad mini shows slightly less content, though Android 4.1 Jelly Bean's persistent control bar at the bottom mitigates some of the aspect ratio advantage.

Here's an example of a list-view based app, in the case the native mail apps, on the iPad mini (left) and the and the Nexus 7/Kindle Fire HD 7 (right), in portrait orientation. I've highlighted the interface chrome to better differentiate active content areas.

Where the iPad mini shares exactly the same, consistent tablet interface as the iPad, with multicolumn, tablet-class apps, the Nexus 7 combines aspects of Android smartphone and tablet interfaces on an app-by-app basis. That's likely a stop-gap on Google's part, however, and we'll hopefully see more tablet-optimized interface from Google in the near future. Likewise, Apple has over 250,000 iPad-optimized apps on the App Store, all of which will run pixel-perfectly on the iPad mini. Android is still severely lacking when it comes to tablet apps. Again, that should change as Google's tablet platform matures. (The Amazon Kindle Fire isn't really a tablet, it's a media appliance, so while it's interface is good enough for that, it's not really directly comparable to either the iPad mini or Nexus 7).

However, that media content brings up another difference between the small tablets. The Nexus 7 and Kindle Fire 7 HD have the same 16:9 aspect ratio as the iPhone 5, which offers greater width (in landscape orientation) and height (in portrait orientation). That's better for HD video and single column lists. Here's an example of a popular movie on the iPad mini (left) and the and the Nexus 7/Kindle Fire HD 7 (right), in both widescreen (top) and full screen (bottom). I've highlighted the interface chrome to better differentiate active content areas.

The iPad mini shows the wide screen version of the movie at a larger size, but downscales it from 1280 horizontal pixels to 1024 horizontal pixels (and vertically downscales from 720p to 585p). Full motion graphics, like movies and video games, however, are extremely resilient when it comes to screen density (just look at the variety of sizes 1080p television sets come in). So, it won't look terrible, but it won't look as good as the pixel-perfect Android tablets. At full screen, the iPad mini is much bigger, but also cuts off much more of the picture on both sides, an absolute deal-breaker for movie fans.

So what does all this mean? Apple is right in that you do get both bigger content on the iPad mini and more usable display area for most types of apps and media. Amazon is right in that their display is better. For most people, for most things, bigger beats better. Add to that Apple's huge advantage in both tablet software and international content, and it makes it tough to argue that the iPad mini wins by a large margin.

I'm one of those people, however, for whom display density does matter greatly. I'm used to an iPhone 5 and iPad 3 (same as iPad 4) and MacBook Pro all with Retina display. Chunky pixels are like sandpaper on my pampered pupils. Going back to the display density of the iPhone 3GS, which is identical to the iPad mini, is going to be tough.

Design is compromise, however. You can't have everything and you certainly can't have it all now. The iPad mini is 7.2 mm thin, thinner by half than an iPad 3 or iPad 4. If Apple had crammed a Retina display in now, not only would battery life have suffered, but it would have become much thicker and much heavier. If they'd used a 720p display like the Nexus 7 or Amazon Kindle Fire 7 HD, they would have broken compatibility with those 250,000 existing iPad apps. Likewise If they'd switched to the iPhone and iPod touch interface -- they would have made a big iPod touch instead of a small iPad. And Apple made a small (concentrated) iPad.

The iPad mini will likely go Retina with the second or third generation, and all of these concerns will disappear, like the pixels on the display. Until then, check out the example above and see if the difference in size and content area make the iPad mini a good compromise for you, at least for now.



Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/ntRvPqyHC9M/story01.htm

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Defining Corporate Identity, Brand Identity & Brand Imagewith me ...

1. Corporate identity.
consumers small business seo
Corporate identity is a companys visual presence, which includes the corporate logo and design approach for corporate marketing collateral. Corporate identity does not encapsulate brand identity, which is greatest defined as the soul of your company. Nonetheless, a corporate identity may, and often does, reflect a brand identity. But some ad agencies, advertising businesses and graphic style agencies would have you believe that brand identity is the very same factor as corporate identity and that changing a logo or style method will alter the brand identity. Nonetheless, this is not the case. There are numerous intangible aspects that weigh in on a brand identity. Such cosmetic adjustments can support a brand identity by creating it evident to customers that a company cares about its appearance, but thats about the extent of its power. A corporate identity does, nevertheless, need to evolve with the times. Failure to do so can negatively have an effect on a companys brand identity, but care must also be taken to not overly revise the presentation of a brand, lest customers be concerned about the state of a organization. Corporate identity, along with organizational culture, item high quality, service reputation, functions, advantages, efficiency and value, are some of the crucial elements of brand identity.

two. Brand Identity ? Its the essence of your business.

Brand identity is the comprehensive package of a company to its customers. It includes the companys service reputation, item top quality, features, rewards, overall performance and worth. It is the summation of all these things, which create brand identity. small business seo

3. Brand image.

Brand Image is the markets perception of your brand identity, which could or may not coincide with your intended brand identity. Firms have to work tough at the daunting process of acquiring brand identity and image to alignor hire a correct branding company.

A branding company can show you how results starts with the brand identity. Do you have a branding strategy? Are your workers conscious of it and able to be ambassadors for your companys brand during interactions with the outdoors world? Are you producing the most strategically sound choices for your brand? Do you know your clients perceptions of your brand?

If your answer is no to any of individuals concerns, take the first step in getting in a position to answer yes to all of them and good results.

Source: http://cannabismrsacure.letstalkaboutpot.com/defining-corporate-identity-brand-identity-brand-imagewith-me-6/

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Sunday, October 28, 2012

Google postpones October 29th event over Hurricane Sandy worries

Google scrubs October 29th event over Hurricane Sandy worries

We hope you weren't basing your calendar around Google's big Android event on October 29th. The company has confirmed to us that it's postponing the event to an as yet undetermined point in the future due to Hurricane Sandy, whose East coast arrival will follow so closely before the New York City gaterhing that Google isn't willing to take the chance on its big day. If you're experiencing a sense of déja vu, you're not alone -- Google delayed last year's event revealing the Galaxy Nexus out of respect for the late Steve Jobs. While it's not what we'd call an auspicious start to Google's holiday launches, we can at least hope for an abundance of riches when the company is ready once again. The full statement waits below.

"We are canceling our Monday morning event in New York due to Hurricane Sandy. We will let you know our plans as soon as we know more."

Filed under: , ,

Google postpones October 29th event over Hurricane Sandy worries originally appeared on Engadget on Sat, 27 Oct 2012 13:56:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/10/27/google-scrubs-october-29th-event-over-hurricane-sandy-worries/

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Seekers for top U.S. job await payroll fallout

LONDON (Reuters) - The last employment report before the U.S. presidential election is likely to have something for everyone - for those bullish and bearish on the economy and for Barack Obama and Mitt Romney.

Non-farm payrolls in October are forecast to have risen 124,000, barely more than September's 114,000 gain, according to 78 economists polled by Reuters. The unemployment rate probably edged back up to 7.9 percent after falling to 7.8 percent from 8.1 percent last month. The figures are due on Friday.

On the face of it, that would reinforce the charge leveled by Romney, a Republican, that the policies of his Democratic opponent are to blame for the slowest post-recession recovery since the war.

The proportion of America's working-age population that is employed has fallen to 58.7 percent from 60.6 percent when the Democrat took office in January 2009.

But Obama can counter that nearly 800,000 more Americans are in work today than when he became president and that five million jobs have been created since the December 2009 trough, according to the Bureau for Labor Statistics.

In many respects, the job statistics are likely to paint the same blurred picture as Friday's report showing the economy expanded at a 2.0 percent rate in the third quarter: things are improving, but at a frustratingly slow pace.

"For this reason the labor market is currently neither weak enough to do serious damage to Obama's re-election chances nor strong enough to give him a boost," said Bernd Weidensteiner, an economist with Commerzbank in Frankfurt.

Opinion polls show the November 6 election is too close to call.

FISCAL CLIFF

Douglas Roberts, an economist with Standard Life Investments in Edinburgh, said a weaker-than-expected jobs report would not make him too concerned about the U.S. economy. Housing in particular was rebounding smartly, albeit from a low base.

But any softness would underline the urgency of eliminating policy uncertainty that is causing businessmen to sit on their hands, not least the prospect of tax increases and spending cuts that will kick in next year in the absence of a long-term agreement to cut America's budget deficit.

"Investment and recruitment are being held back until companies have a much better idea of the economic environment they're going to be looking at after the election and the ?fiscal cliff' negotiations are through," Roberts said. "So I don't think the payroll numbers will tell you an awful lot."

The other data highlight of the week is the monthly survey by the Institute for Supply Management, which is closely watched in Asia as a pointer to export and production trends.

Economists polled by Reuters expect the ISM index to be unchanged at 51.5.

David Lubin at Citigroup said there was a "decent relationship" between the ISM survey and the export orders component of China's official purchasing managers' index, which is expected to creep higher. Both reports are due on Thursday.

Signs of stabilization in recent Chinese data, including credit growth and rising imports, were a cause for qualified optimism about the prospects in some other Asian economies, Lubin said in a report.

"But there is no systematic evidence that the revival in Chinese import demand is generating positive spillovers in a large number of countries," he added.

BANK OF JAPAN TO STEP UP

That is definitely the case in Japan, whose firms have scaled back sales, output and investment in China after the recent flare-up of a territorial dispute over islets in the East China sea led to violent protests across China and a partial boycott of Japanese goods.

With the economy also on the ropes because of the strong yen, the Bank of Japan is widely expected to deliver more monetary stimulus when it meets on Tuesday to prevent the world's third-largest economy from relapsing into recession [ID:nL3E8LP980]

Recession already has a firm grip on swathes of the euro zone, hit by a debt and banking crisis that is being exacerbated by austerity measures to reduce yawning budget deficits.

Data on Wednesday will probably show that the unemployment rate for the 17 countries using the single currency rose to a record high of 11.5 percent in September from 11.4 percent in August.

In Spain, which on Friday reported a jobless rate of 25 percent, the economy is likely to have shrunk by 0.4 percent in the third quarter, just as it did in the second quarter. Madrid releases the report on Tuesday.

(Editing by Helen Massy-Beresford)

Source: http://news.yahoo.com/seekers-top-u-job-await-payroll-fallout-190326605--business.html

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All Coverage Is Local (TIME)

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Saturday, October 27, 2012

China says investigating Bo for criminal offenses

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Mystery firm formed days before $5M campaign gift (The Arizona Republic)

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Rival jailed, Ukraine president on path to victory

KIEV (Reuters) - President Viktor Yanukovich looks set for victory in a national election in Ukraine this weekend, despite his jailed rival Yulia Tymoshenko calling on voters to stop an imminent "dictatorship".

Yanukovich's Party of the Regions and a union of opposition forces backing Tymoshenko held final public rallies on Friday in the capital Kiev ahead of Sunday's poll for a new parliament.

No opinion polls have been published since October 18, under an official information blackout. Earlier polls showed Regions leading the joint opposition, which includes Tymoshenko's Batkivshchyna (Fatherland) party, and a liberal party headed by world heavyweight boxing champion Vitaly Klitschko.

Yanukovich's party leads despite the government's unpopularity because of tax and pensions policies and its failure to stamp out corruption. The former Soviet republic also looks isolated after rows with the United States and the European Union over Tymoshenko, and with Russia over gas.

There is also the question of what judgment international observers will hand down after monitoring the election.

Ukraine's economy is vulnerable to falling demand for steel and other exports while the International Monetary Fund froze lending in 2011 when Kiev balked at painful reform.

Commentators nevertheless expect Yanukovich's pro-business Regions, bankrolled by wealthy industrialists and able to draw on state and regional facilities and resources, to hold on to a majority in the 450-seat assembly.

"We have rebuilt the country, we have achieved stability," Mykola Azarov, prime minister and formal leader of the Regions, told a rally.

Azarov, who heads the Regions' ticket, was joined by several other party leaders and a Ukrainian pop star who is No. 2 on the party list. His government has raised public sector wages and pensions ahead of the vote, recovering some of the lost support at the cost of widening the budget deficit.

The Regions have promised to make Russian an official state language alongside Ukrainian - a move which was aimed at winning back disenchanted supporters in Russian-speaking areas of the east and south but alienated voters elsewhere.

OPPOSITION WARNING

The opposition has warned that a Regions victory will usher in authoritarian rule and policies tailored to further enrich business "oligarchs" and Yanukovich's trusted inner circle.

Tymoshenko, 51, a political firebrand in her heyday, on Thursday called on voters to throw out the Regions, warning Yanukovich could "establish a dictatorship and will never again give up power by peaceful means".

Her lieutenant Oleh Turchinov opened the Friday rally, which took place just 500 m (yards) away from that of the Regions but was much more somber, by reading out her same address.

Another Batkivshchyna leader, Anatoly Hrytsenko, acknowledged the Regions' lead but urged his supporters to reach out to undecided voters.

"We can break their ratings and their plans. Twenty percent of voters have yet to decide who to vote for," he said.

Klitschko has pledged to work to stamp out endemic corruption in the country of 46 million. He and his UDAR (Punch) party, which has surged in ratings, are a wild card in the poll.

He has turned his back on any alliance with the Regions and says he will side with the united opposition led by Arseny Yatsenyuk, a 38-year-old former economy minister.

But the fact Klitschko declined to sign a pre-election coalition agreement with Yatsenyuk-led forces has engendered suspicion among the opposition.

Of the 450 seats in the single-chamber parliament, 225 will be filled through voting by party lists - where the voter casts a ballot for a party which presents a list of candidates.

The other half will be decided by voting for individual candidates on a first-past-the-post basis - a feature re-introduced by the Regions which is assumed to favor the party.

International monitors include a 700-member team from the Organization for Security and Co-operation in Europe (OSCE).

The OSCE will deliver its verdict on Monday. A positive assessment could improve the international image of Yanukovich before Ukraine takes over the chair of the human rights and security body in January.

(Additional reporting by Olzhas Auyezov; Writing By Richard Balmforth; Editing by Michael Roddy)

Source: http://news.yahoo.com/rival-jailed-ukraine-president-seems-set-election-victory-140539370.html

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Friday, October 26, 2012

Netanyahu's hard-right alliance could backfire in ballot

JERUSALEM (Reuters) - Prime Minister Benjamin Netanyahu's tie-up with far-right coalition partner Foreign Minister Avigdor Lieberman could backfire by eroding their lead ahead of Israel's January 22 ballot, a poll said on Friday.

The findings flew in the face of Netanyahu's prediction that, by merging with his fiery rival for nationalist votes, he would muster a "big, cohesive force" of support for winning a third term as premier.

They also suggested that opposition parties, long dawdling thanks to Israel's stable economy and disillusionment with the deadlocked Palestinian peace process, would be reenergized by the conservative incumbent's new ideological tack.

According to a survey published by top-rated television station Channel Two, the joint candidate list of Netanyahu's Likud and Lieberman's Israel Beiteinu parties, announced on Thursday, would take just 33 of the 120 seats in parliament.

Though that still puts them ahead of rival parties, it represented a drop-off from Monday, before the unexpected alliance was unveiled, when a poll for parliament's television station Knesset 99 gave them a combined 39 seats.

"Unifying lists usually shrinks them," commented Nahum Barnea of the biggest-selling newspaper Yedioth Ahronoth.

"Anyone who did not tolerate Lieberman and voted for Netanyahu will think twice, and the same is true for those who did not tolerate Netanyahu and voted for Lieberman."

FRACTURED OPPOSITION

Friday's poll also found boosted support for Israel's strongest opposition parties, left-leaning Labour and the new, centrist Yesh Atid. They were seen taking 27 and 18 seats, respectively, up from the 19 and 15 predicted on Monday.

Reasons analysts gave for that shift included worry among wavering Israelis about the rise of Lieberman, an often undiplomatic top diplomat who faces possible indictment on graft charges - though he denies wrongdoing.

His party has sparred with Israel's Arab minority and promoted legislation that critics denounced as an undemocratic targeting of liberal causes, such as a move to slap a 45 percent tax on foreign donations to human rights groups.

While Channel Two projected an even 60-60 seat split between coalition and opposition parties in the next parliament, most commentators agreed that the latter were unlikely to build on that strength by uniting to offset the Netanyahu-Lieberman list.

"There is no agreed-upon (opposition) leader and no consensus, and almost no union seems possible there," wrote Shalom Yerushalmi of Maariv daily.

Explaining their surprise political partnership, Netanyahu and Lieberman cited the need to tackle security challenges like Iran's nuclear program and domestic problems, free of fractious small-party wrangling. The secularist Lieberman is also pushing to end en masse exemptions granted to Israeli Arabs and ultra-Orthodox Jews from compulsory national service.

Israeli media said the two leaders decided to merge after surveys commissioned by their parties predicted they would together take between 45 and 47 parliamentary seats. Sources in both parties said they were not aware of any such polls.

(This version of the story corrects the poll finding in fifth paragraph to 39 seats, from 37.)

(Editing by Crispian Balmer)

Source: http://news.yahoo.com/netanyahus-hard-alliance-could-backfire-ballot-081754684.html

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Church of England set for November 20 vote on women bishops

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Source: http://news.yahoo.com/church-england-set-november-20-vote-women-bishops-161638854.html

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3 Reasons Why Young Investors Should Invest In Real Estate ...

3 Reasons Why Young Investors Should Invest In Real Estate

3 Reasons Why Young Investors Should Invest In Real Estate

One of the most frequent advices that can be given to the youth when it comes to investment is starting young. And just because, the advice is so frequent, most of us tend to forget that it is actually the BEST advice anyone can be given.

Why is starting young so important? The answer is hardly rocket science. By the sheer luxury of time that youth has on hand in terms of the period of investment, the risk appetite is multiplied several times which in turn leads to investments that by design are high risk, high returns. At a simpler level, starting young means you have a lot scope for distributing your investments over a long period of time, ultimately leading to a substantial increase in the net amount invested. At a still simpler level, starting young means your money has that more time to grow and hence, higher returns.

While this common wisdom has had many young investors coming into the market, investing largely in equities and debt instruments , real estate continues to be an area out of the purview of the obvious choice of the investors. Going by the volatile nature of the economy these days however, real estate has rapidly emerged as a mode of investment that should ideally be on the top of the investment priority list, especially for the young investors. We give you a lowdown on the reasons why real estate should be preferred by the youth.

The Anti-Inflation Investment?Real estate investments are an almost guaranteed way to get around inflation. Real estate is growing market, more so because of the rapidly shrinking supply of land. You only have to go house hunting in a city like Mumbai to know the extent of land shortage in the country. A shortage supply logically means a growth in market and so long as this shortage persists, the market shall not slow down. The core point here is a careful market research before investing into the real estate. You can hardly expect your money to grow exponentially if you chose to invest your money in a landed property in remote UP. It shall still grow but not as much as it would in a more favorable location like Mumbai or Delhi-NCR. There are other considerations too, which need to be taken into account. For instance, in cities like Pune and Gurgaon, which thrive on floating population, investing in residential properties that can be leased out at a later stage is a good strategy.

These examples are illustrative. The moot point here is that investment in real estate can be an excellent strategy for the young investors to get past inflation. The essential corollary is proper market research and careful consideration before investment. Read up, ask around and ask plenty of questions. If you there is any doubt about importance of market research, read all that can go wrong with your real estate investment 6 Things Your Builder Can?t Do But Still Does.

Affordable Option?Yes, you read it right. Contrary to the popular perception, investing in real estate is actually one of the more affordable options with banks funding up to 80% of the cost. The young investors also get income tax benefits. A slightly more complex benefit is derived from the fact that young investors are expected to pay fixed installments over years which in effect amounts to purchasing an asset at a lower cost, whose value is bound to appreciate while the investor?s own income too keeps rising. For those young investors looking to discipline their investments, servicing regular EMIs is an excellent method. Of course, real estate is a volatile asset but from a reasonable perspective, it is still a safer bet than stock markets, especially when trade pundits across board have been reiterating the fact that the probability of appreciation in case of real estate investments is very high.

Tangible Asset?This is not exactly an objective benefit but may hold significant importance in several cases. Unlike old times when owning house marked a definite landmark in one?s life, young investors can now enjoy the benefits of a tangible asset pretty early on in their lives. If the property is a residential one meant for personal purposes, the obvious benefits are manifold. In several cases, the investors? end up paying an EMI which is only slightly more or almost equal to the rent they would be paying otherwise, with an added benefit of actually residing in their ?own? place.

As we had stated earlier, real estate is a volatile option, even if relatively less so. And hence, the prudent way ahead is to make real estate one of the modes of investment in your portfolio and not the only one. An ideal portfolio has a balanced distribution between various options and irrespective of the benefits or the risk factors, concentration of wealth in any mode is problematic. The ideal way ahead is to start off with SIPs (systematic investment plans) and gradually proceed to real estate, as and when you reasonably acquire enough spare wealth to distribute between various investment options. The key is to be prudent with your money and invest as soon as you possibly can. And while investing in real estate, always remember, an aware investment is the only safe investment and a thorough market research is a must.

Source: http://info.akosha.com/consumer-complaints/realestate/3-reasons-why-young-investors-should-invest-in-real-estate/

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